The people with money are the ones that are spending it. We’re taking money away from them.
The people without money are the ones that are either:

• Spending it foolishly. Such as a 1.5 million dollar house on 40K/year job
• Just don’t make enough to buy beyond essentials
• Soaking up welfare because they can.

The easiest way to get our country out of a recession (once again, in my opinion) is to stimulate the economy with everyone making more personal money – and then spending that money for themselves. Not taxing them. Taxing people will do nothing but piss everyone off, while attempting to solve a very longterm problem with a shortterm solution.

"But Rob, where the hell are they going to get the money if they don’t raise the taxes". Here’s what I propose.

Lower everyone’s taxes a third. That means if you’re currently taxed 30%, you get it lowered to 20%ish. This will help give everyone more money back, and will put enough money in people’s pockets to pay for more items. I’ll give you a hint – the reason people can’t pay for a house they qualify for is mostly because of either one of two things.

• First: the broker qualifies them too high. This sucks, but happens.
• Second: The taxes lower them under the required monthly, where it’s either mortgage or food.

What the US Government should do is legalize weed. I forget which site had it – but it was a major news outlet – that stated that Weed has a projected 1.5 BILLION dollars in taxes a year if they legalize and tax it in California alone . Imagine if it was nationwide? That’s at least 50 billion dollars of annual revenue off of weed taxes alone.

So let’s do the math.

• 50 billion dollars of annual revenue from legalizing weed.
• Lower everyone’s taxes a third which still stimulate buying in the economy
• …Profit

This is a very simple way to fix it, and personally – I’d like to stop seeing my taxes go up. Not only that, but paying 30% when I’m under 60K is damn rediculous especially when I know there are people abusing my money with government handouts. ‘Nuff said.

If you have 2 incoming anchors for "widgets" and one for "blue widgets" maybe you’ll begin to rank for "fuzzy blue widgets". I know this is a common theme when it comes to keyword densities, the LSI model, etc – however most people don’t relate this to incoming anchors as well – and they need to.

Another factor that most people aren’t taking into account is the ability to target multiple keywords in your anchors via commas. I’m currently doing testing with this and so far it seems to actually work pretty darn well.

Anyway, that’s just my thought of the moment. Have fun.

The main point that people need to remember that there’s a difference between a savings account, and a high yield savings account. I’m not talking about a money market account. I’m talking about a real high yield savings account that is FDIC insured. So let’s kick off the three places with PNC Bank.

PNC Virtual Wallet
I checked out PNC’s Virtual Wallet about a week ago and I’ve actually signed up with them since. It works very simply in terms of a regular bank account. When you signup for the account you’re presented with three accounts through one interface. First is your "checking". This functions exactly like a normal checking account. Second is your "short term savings" which is kind of like a "I don’t need these right now but I will in a month". I believe this middle account earns 1% interest. Finally there is the last account which is the actual savings account which should be your primary focus.

This last savings account earns 3% interest on any amount up to $25,000. After you pass the $25,000 mark it drops to 1%. I did not notice any restrictions on total money for the middle account, so I’m assuming any excess money you leave in the middle account will continue to earn 1%. It also includes free billpay, a really cool feature called the money bar, and other unique features that most other banks don’t have. This is a great account overall for what I refer to as receive & transition. To learn more about the PNC Virtual Wallet, click here.

FNBO Direct
FNBO Direct is a company run by the F irst N ational B ank of O maha. This is my primary high yield savings account for longterm growth. Advertising (as of right now) a 3.25% APY with free incoming wires (I haven’t noticed a single charge on ANYTHING with this account) this is great for longer term goals such as ones that are a year out. I’ve been using my account here for almost a year and the return based on interest literally stomps a regular bank account into the ground.

I’m not going to lie. Although this is a tough time, when I first signed up for this account it was a 6.00% APY. Boy did I enjoy that. I want to stress this main point however, this is purely a savings account . This is not for checking and/or billpay (although they do have features like billpay). It’s definitely worth checking out.

ING Direct
ING is another one of those known banks but not many people notice that they have a Direct section. Boasting a 2.75% APY (and a 3.20% APY on a checking account for over 100K) I had to put it in the list. The main reason I wanted to put it in the list was the 3.20% APY checking account. This would be great for a transition account for accepting paychecks and the like while deciding where to put it.

Sadly I don’t have an account with ING Direct so I can’t say too more about them, other than they’re highly recommended by a few of my friends. Here’s the link for ING Direct.

Overall
I know this list isn’t exactly huge or exciting, and for a lot of you I bet you didn’t learn a darn thing. However for some of you I hope I was able to help in some way. Also take note this is not a suckers overview and there are no affiliate links in this post at all. So enjoy the information and leave a comment if you wish.

PS – Tweet Tweet @RobertAdler

One way this can be used is old time arbitrage. Find a keyword with not a lot of results, decent daily searches, and competition on adwords etc. Yes, I said WITH COMPETITION. You’re going for organic, so take #1 for the term (or try for all top 10 spots) and run an arbi campaign. Better yet, sell advertising to those sites. They’ll take it, haha.

Think about how sweet the ROI on that would be. Organic traffic is all free so free to CPA is darn near 100% profit (hosting costs, domain costs etc – but those are pretty much non-existent). Even on a CPC basis that should get you .04-.05 a click if you’re lucky, and once again – organic searches. Just make sure you do it smart.

Right now I’ve done that with one of my niches, and I’m right now fluctuating between 14th and 5th spot for the main keyword. Tomorrow I’m adding more links and a few articles, hopefully will boost myself into the top 5 for good – or even top 3. I’ve started getting a taste of the income for this niche, and let me tell you – not bad for a small $10 investment a year! I’ve already made 10x that back in a week.

More to come!